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If you have been injured in a collision caused by another individual’s negligence, you likely have questions about recoverable damages after a Denham Springs car accident. These damages include payments for economic losses, such as medical bills, lost wages, and other verifiable expenses, as well as property damage. Compensation may also include non-monetary losses, such as permanent scarring and disabilities, as well as pain and suffering. Our seasoned car accident attorneys could fight for the fair payout amount you deserve. Contact us today to consult a lawyer and begin.
Louisiana’s auto insurance laws operate under a modified comparative fault system, allowing you to obtain a settlement even if the insurer or court finds that you are partly at fault. However, your recovery will be reduced by your exact percentage of fault. Additionally, you will be barred from recovering any compensation if you are found to be 51 percent or more responsible for your wreck and resulting injuries.
All drivers in the state must carry the minimum requirements of insurance coverage, including at least $15,000 for bodily injuries with a total of $30,000 per collision, and at least $25,000 to cover property damage. It is important to understand the state’s comparative fault system and how differing insurance policies may apply to your claim when determining recoverable damages following your Denham Springs car wreck.
All motorists should contact their insurance providers immediately to start the settlement process. Under Louisiana Civil Code § 3493.1, the deadline for filing a claim in civil court is two years from the date of the cause of action. An attorney familiar with the claims process could handle the legal work and ensure you are not unfairly blamed for your accident and injuries.
The types of damages available to you after a Denham Springs car crash caused by the negligence of another driver fall within two primary categories: economic or tangible financial losses, and non-economic, intangible losses.
Covered medical expenses include any costs directly related to your accident. Examples include hospital bills, surgical procedures, ambulance fees, and the cost of ongoing healthcare services. Medications, medical equipment, and home renovations, if necessary for disabilities, also fall into this group.
Personal injury and insurance laws also compensate for the days you miss from work during recovery, including any lost benefits. These damages also include reduced earning capacity if your injuries result in extended time off work and long-term or permanent disabilities, or if they require you to reduce your hours or prevent you from returning to work in the future.
Property damages, such as repairs or vehicle replacement, may also be available. Incidentals include out-of-pocket expenses related to the incident, such as car rentals and transportation costs to medical appointments.
Non-monetary damages include payment for physical pain and suffering, emotional distress, and psychological damage, such as anxiety or post-traumatic stress disorder. These damages may also include loss of consortium, which is the impact the accident has on your family, including spouses and children. The damages available to you after a car crash in Denham Springs vary depending on the specifics of your unique situation, and an attorney could help you file a claim that accurately reflects the impact your wreck has had on your life.
You should not have to cover the costs of an accident caused by someone else’s recklessness. You have the right to pursue compensation to cover the monetary and non-monetary damages you sustain in a wreck.
Our hard-working team at Parker Layrisson Injury Attorneys could answer all your questions about recoverable damages after a Denham Springs car accident and fight for the maximum possible settlement. Contact us today to schedule a consultation and get started on your case.
Parker Layrisson Law Firm
