What’s the minimum liability insurance coverage required by law in Louisiana?

What’s the minimum liability insurance coverage required by law in Louisiana?

Louisiana law sets forth the following amounts as the minimum allowed for auto insurance liability coverage:

• $15,000 coverage for bodily injury to any one person
• $30,000 coverage for total bodily injury for all people per accident
• $25,000 coverage for property damage (i.e. damage to a vehicle)

This state-required minimum coverage is often referred to as a “15/30/25 Policy.”
Louisiana’s minimum coverage amount was established with the intention of being affordable for all drivers and providing a baseline recovery for injuries and other damages. Obviously, in car accidents resulting in severe injuries requiring hospitalization or surgeries, or multi-car accidents with extensive property damages, minimum coverage will be insufficient to pay for the damages.

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