Louisiana law sets forth the following amounts as the minimum allowed for auto insurance liability coverage:
This state-required minimum coverage is often referred to as a “15/30/25 Policy.”
Louisiana’s minimum coverage amount was established with the intention of being affordable for all drivers and providing a baseline recovery for injuries and other damages. Obviously, in car accidents resulting in severe injuries requiring hospitalization or surgeries, or multi-car accidents with extensive property damages, minimum coverage will be insufficient to pay for the damages.
Parker Layrisson Law Firm