One of the universally agreed-upon first steps following an accident is for all parties to exchange information. This information includes names, contact info, insurance details. In fact, it is the law in many places, Louisiana included. For a fair conversation about fault and compensation to occur, everyone needs to be accessible and involved. Unfortunately, this is not always the case. Some drivers prefer to flee the scene or simply refuse to provide their information.
In The Case of a Hit and Run
Many drivers would rather take their chances of not being caught than exchange their information. They sometimes do this because they don’t want to be caught driving without insurance, or simply because they are afraid.
If you are involved in a hit and run your best option is to write down as much as you can remember about the other car and driver. If you remember the license plate, write it down. Include everything you can remember about the other driver in the police report. This will increase their chances of finding the person.
In The Case of Refusal to Share Information
Sometimes the other driver does stop, but won’t share any information. This gives you the opportunity to record as many details about the driver, vehicle, and accident as possible. It’s important to exchange information in case the situation changes even if you both agree not to get your insurance companies involved. For example, you may have experienced a spinal injury that had symptoms that won’t present until days later or after a medical examination. If this is the case, you will want to know the other driver’s number and insurance to claim compensation.
All accidents should warrant a check-in with the police, and often result in a police report. This means that it is your responsibility to call the police after an accident, whether the other driver likes it or not. If they flee the scene before the police arrive, do not try to stop them. Instead, record as much information as you can.
What Happens If They Don’t Catch the Driver
You will need to figure out how to pay your medical expenses ff you have been injured by a hit and run driver. This is where Louisiana’s bare minimum of insurance might not cut it, and why additional insurance is always a good idea. Even if they do catch the driver, they may not have insurance. This means that without Uninsured Motorist insurance, you might be on your own.
In cases where the only damage is property damage, the police might not consider finding the suspect a priority. This is why it’s even more vital to have insurance that will cover these situations. A driver who simply fears his insurance premiums rising could cost you thousands of dollars in repairs.
How We Can Help You
The lawyers of Parker Layrisson Law Firm will hear your case if you were not found at fault for the accident and you have significant (and provable) medical damages. We can help you understand the insurance claims process, court proceedings, and medical expenses. Contact Parker Layrisson Law Firm to schedule a consultation today.